Income Limits by County

FY2027 Small Area FMR · Trinchera, CO

ZIP 81081 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81081 (Trinchera, CO) is $1,210 a month, up 8.0% from FY2026. That is 6% below the Las Animas County, CO area-wide FMR of $1,291.

2-bedroom SAFMR$1,210per month ▲ 8.0%
Area-wide 2 BR FMR$1,291Las Animas County, CO
Rank in the area6thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089
2 BR Small Area FMR$1,210
110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 81081 sits in the Las Animas County, CO area

$1,020$1,320median $1,170

Of the 13 ZIP codes HUD lists for the area, 81081 has the 6th highest two-bedroom Small Area FMR. Las Animas County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,291 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$959$790
1 bedroom$1,000$900 – $1,100$1,000$910
2 bedrooms$1,210$1,089 – $1,331$1,291$1,120
3 bedrooms$1,560$1,404 – $1,716$1,620$1,420
4 bedrooms$1,720$1,548 – $1,892$1,719$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $74,400 and the 80% low-income limit for four people is $77,900. ZIP code 81081 lies mainly in Las Animas County. See the Las Animas County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
81046Hoehne17.8 mi$1,320
81082Trinidad19.1 mi$1,320
88414Capulin22.7 mi$1,010
87740Raton23.2 mi$1,050
81027Branson24.8 mi$1,290
81024Boncarbo31.8 mi$1,220

Questions

What is the Fair Market Rent for ZIP code 81081?

HUD's FY2027 Small Area Fair Market Rents for 81081 are $920 (studio), $1,000 (1 BR), $1,210 (2 BR), $1,560 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 81081?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81081 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81081?

The FY2026 income limits of the Las Animas County, CO area apply: median family income $74,400, low-income (80%) limit $77,900 for a family of four.