FY2027 Small Area FMR · Moffat, CO

ZIP 81143 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81143 (Moffat, CO) is $1,380 a month, up 11.3% from FY2026. That is 30% above the Saguache County, CO area-wide FMR of $1,059.

2-bedroom SAFMR$1,380per month ▲ 11.3%

Area-wide 2 BR FMR$1,059Saguache County, CO

Rank in the area2ndof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242

2 BR Small Area FMR$1,380

110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,020▲ 7.4%

1 BR$1,150▲ 17.3%

2 BR$1,380▲ 11.3%

3 BR$1,830▲ 11.6%

4 BR$2,140▲ 10.9%

FY2027 FY2026

Where 81143 sits in the Saguache County, CO area

Of the 9 ZIP codes HUD lists for the area, 81143 has the 2nd highest two-bedroom Small Area FMR. Saguache County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,059 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,020	$918 – $1,122	$787	$950
1 bedroom	$1,150	$1,035 – $1,265	$957	$980
2 bedrooms	$1,380	$1,242 – $1,518	$1,059	$1,240
3 bedrooms	$1,830	$1,647 – $2,013	$1,466	$1,640
4 bedrooms	$2,140	$1,926 – $2,354	$1,645	$1,930

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $63,200 and the 80% low-income limit for four people is $77,900. ZIP code 81143 lies mainly in Saguache County. See the Saguache County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81131	Crestone	16.0 mi	$1,430
81155	Villa Grove	19.9 mi	$1,220
81125	Center	19.9 mi	$1,010
81222	Coaldale	20.5 mi	$2,130
81232	Hillside	20.9 mi	$1,440
81136	Hooper	23.0 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 81143?

HUD's FY2027 Small Area Fair Market Rents for 81143 are $1,020 (studio), $1,150 (1 BR), $1,380 (2 BR), $1,830 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 81143?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81143 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81143?

The FY2026 income limits of the Saguache County, CO area apply: median family income $63,200, low-income (80%) limit $77,900 for a family of four.