FY2027 Small Area FMR · Monte Vista, CO
ZIP 81144 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81144 (Monte Vista, CO) is $1,260 a month, up 15.6% from FY2026. That is 10% above the Alamosa County, CO area-wide FMR of $1,149.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 81144 sits in the Alamosa County, CO area
Of the 6 ZIP codes HUD lists for the area, 81144 has the 2nd highest two-bedroom Small Area FMR. Alamosa County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,149 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.
ZIP code 81144 crosses more than one HUD area. HUD also lists it under Rio Grande County, CO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $940 | $846 – $1,034 | $853 | $840 |
| 1 bedroom | $970 | $873 – $1,067 | $949 | $970 |
| 2 bedrooms | $1,260 | $1,134 – $1,386 | $1,149 | $1,090 |
| 3 bedrooms | $1,510 | $1,359 – $1,661 | $1,570 | $1,310 |
| 4 bedrooms | $1,960 | $1,764 – $2,156 | $1,920 | $1,710 |
A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $69,600 and the 80% low-income limit for four people is $77,900. ZIP code 81144 lies mainly in Rio Grande County and Alamosa County. See the Alamosa County, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 81144?
HUD's FY2027 Small Area Fair Market Rents for 81144 are $940 (studio), $970 (1 BR), $1,260 (2 BR), $1,510 (3 BR) and $1,960 (4 BR) a month.
What is the Section 8 payment standard in 81144?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81144 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 81144?
The FY2026 income limits of the Alamosa County, CO area apply: median family income $69,600, low-income (80%) limit $77,900 for a family of four.