FY2027 Small Area FMR · Coal Creek, CO

ZIP 81221 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81221 (Coal Creek, CO) is $1,410 a month, up 21.6% from FY2026. That is 2% below the Fremont County, CO area-wide FMR of $1,436.

2-bedroom SAFMR$1,410per month ▲ 21.6%

Area-wide 2 BR FMR$1,436Fremont County, CO

Rank in the area9thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,269

2 BR Small Area FMR$1,410

110% of SAFMR$1,551

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,050▲ 19.3%

1 BR$1,080▲ 22.7%

2 BR$1,410▲ 21.6%

3 BR$1,760▲ 18.1%

4 BR$2,190▲ 42.2%

FY2027 FY2026

Where 81221 sits in the Fremont County, CO area

Of the 14 ZIP codes HUD lists for the area, 81221 has the 9th highest two-bedroom Small Area FMR. Fremont County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,436 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,050	$945 – $1,155	$1,067	$880
1 bedroom	$1,080	$972 – $1,188	$1,098	$880
2 bedrooms	$1,410	$1,269 – $1,551	$1,436	$1,160
3 bedrooms	$1,760	$1,584 – $1,936	$1,794	$1,490
4 bedrooms	$2,190	$1,971 – $2,409	$2,230	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,900. ZIP code 81221 lies mainly in Fremont County. See the Fremont County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81244	Rockvale	1.8 mi	$1,290
81226	Florence	3.3 mi	$1,340
81253	Wetmore	10.3 mi	$1,260
81240	Penrose	11.2 mi	$1,290
81212	Canon City	18.2 mi	$1,440
81007	Pueblo	20.1 mi	$1,520

Questions

What is the Fair Market Rent for ZIP code 81221?

HUD's FY2027 Small Area Fair Market Rents for 81221 are $1,050 (studio), $1,080 (1 BR), $1,410 (2 BR), $1,760 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 81221?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81221 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81221?

The FY2026 income limits of the Fremont County, CO area apply: median family income $87,700, low-income (80%) limit $77,900 for a family of four.