FY2027 Small Area FMR · Durango, CO
ZIP 81301 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81301 (Durango, CO) is $1,870 a month, up 13.3% from FY2026. That is 3% above the La Plata County, CO area-wide FMR of $1,821.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 81301 sits in the La Plata County, CO area
Of the 8 ZIP codes HUD lists for the area, 81301 has the 2nd highest two-bedroom Small Area FMR. La Plata County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,821 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,870 for this ZIP code instead.
ZIP code 81301 crosses more than one HUD area. HUD also lists it under San Juan County, CO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,370 | $1,233 – $1,507 | $1,338 | $1,230 |
| 1 bedroom | $1,430 | $1,287 – $1,573 | $1,392 | $1,260 |
| 2 bedrooms | $1,870 | $1,683 – $2,057 | $1,821 | $1,650 |
| 3 bedrooms | $2,270 | $2,043 – $2,497 | $2,209 | $2,020 |
| 4 bedrooms | $2,460 | $2,214 – $2,706 | $2,393 | $2,410 |
A household renting a two-bedroom home at the Small Area FMR of $1,870 needs about $74,800 a year to keep housing costs at 30% of income. The area median family income is $114,700 and the 80% low-income limit for four people is $91,750. ZIP code 81301 lies mainly in La Plata County and San Juan County. See the La Plata County, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 81301?
HUD's FY2027 Small Area Fair Market Rents for 81301 are $1,370 (studio), $1,430 (1 BR), $1,870 (2 BR), $2,270 (3 BR) and $2,460 (4 BR) a month.
What is the Section 8 payment standard in 81301?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81301 that range is $1,683 to $2,057 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 81301?
The FY2026 income limits of the La Plata County, CO area apply: median family income $114,700, low-income (80%) limit $91,750 for a family of four.