Income Limits by County

FY2027 Small Area FMR · Mesa Verde National Park, CO

ZIP 81330 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81330 (Mesa Verde National Park, CO) is $1,420 a month, up 18.3% from FY2026. That is 11% above the Montezuma County, CO area-wide FMR of $1,280.

2-bedroom SAFMR$1,420per month ▲ 18.3%
Area-wide 2 BR FMR$1,280Montezuma County, CO
Rank in the area2ndof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,278
2 BR Small Area FMR$1,420
110% of SAFMR$1,562

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 81330 sits in the Montezuma County, CO area

$1,280$1,480median $1,300

Of the 9 ZIP codes HUD lists for the area, 81330 has the 2nd highest two-bedroom Small Area FMR. Montezuma County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,280 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$953$870
1 bedroom$1,130$1,017 – $1,243$1,025$920
2 bedrooms$1,420$1,278 – $1,562$1,280$1,200
3 bedrooms$1,970$1,773 – $2,167$1,772$1,600
4 bedrooms$2,210$1,989 – $2,431$1,988$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $77,900. ZIP code 81330 lies mainly in Montezuma County. See the Montezuma County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
81334Towaoc9.3 mi$1,340
81321Cortez15.0 mi$1,300
81328Mancos15.2 mi$1,480
81326Hesperus17.1 mi$1,440
81327Lewis22.1 mi$1,290
81335Yellow Jacket23.7 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 81330?

HUD's FY2027 Small Area Fair Market Rents for 81330 are $1,060 (studio), $1,130 (1 BR), $1,420 (2 BR), $1,970 (3 BR) and $2,210 (4 BR) a month.

What is the Section 8 payment standard in 81330?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81330 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81330?

The FY2026 income limits of the Montezuma County, CO area apply: median family income $84,800, low-income (80%) limit $77,900 for a family of four.