FY2027 Small Area FMR · Eagle, CO

ZIP 81631 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81631 (Eagle, CO) is $2,260 a month, up 12.4% from FY2026. That is 13% below the Eagle County, CO area-wide FMR of $2,607.

2-bedroom SAFMR$2,260per month ▲ 12.4%

Area-wide 2 BR FMR$2,607Eagle County, CO

Rank in the area15thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,034

2 BR Small Area FMR$2,260

110% of SAFMR$2,486

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,570▲ 12.9%

1 BR$1,730▲ 13.1%

2 BR$2,260▲ 12.4%

3 BR$2,690▲ 11.6%

4 BR$3,780▲ 21.2%

FY2027 FY2026

Where 81631 sits in the Eagle County, CO area

Of the 17 ZIP codes HUD lists for the area, 81631 has the 15th highest two-bedroom Small Area FMR. Eagle County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,607 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,570	$1,413 – $1,727	$1,815	$1,390
1 bedroom	$1,730	$1,557 – $1,903	$1,993	$1,530
2 bedrooms	$2,260	$2,034 – $2,486	$2,607	$2,010
3 bedrooms	$2,690	$2,421 – $2,959	$3,106	$2,410
4 bedrooms	$3,780	$3,402 – $4,158	$4,357	$3,120

A household renting a two-bedroom home at the Small Area FMR of $2,260 needs about $90,400 a year to keep housing costs at 30% of income. The area median family income is $125,600 and the 80% low-income limit for four people is $110,950. ZIP code 81631 lies mainly in Eagle County. See the Eagle County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81632	Edwards	6.8 mi	$2,440
81620	Avon	12.0 mi	$2,870
81621	Basalt	16.2 mi	$2,900
81655	Wolcott	17.9 mi	$2,340
81645	Minturn	19.0 mi	$2,750
80423	Bond	19.3 mi	$2,220

Questions

What is the Fair Market Rent for ZIP code 81631?

HUD's FY2027 Small Area Fair Market Rents for 81631 are $1,570 (studio), $1,730 (1 BR), $2,260 (2 BR), $2,690 (3 BR) and $3,780 (4 BR) a month.

What is the Section 8 payment standard in 81631?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81631 that range is $2,034 to $2,486 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81631?

The FY2026 income limits of the Eagle County, CO area apply: median family income $125,600, low-income (80%) limit $110,950 for a family of four.