Income Limits by County

FY2027 Small Area FMR · Swanlake, ID

ZIP 83281 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 83281 (Swanlake, ID) is $1,240 a month, up 6.9% from FY2026. That is 1% below the Pocatello, ID area-wide FMR of $1,251.

2-bedroom SAFMR$1,240per month ▲ 6.9%
Area-wide 2 BR FMR$1,251Pocatello, ID
Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116
2 BR Small Area FMR$1,240
110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 83281 sits in the Pocatello, ID area

$1,060$1,510median $1,250

Of the 13 ZIP codes HUD lists for the area, 83281 has the 9th highest two-bedroom Small Area FMR. Pocatello, ID is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,251 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$900$810 – $990$871$830
1 bedroom$950$855 – $1,045$956$880
2 bedrooms$1,240$1,116 – $1,364$1,251$1,160
3 bedrooms$1,720$1,548 – $1,892$1,732$1,610
4 bedrooms$2,080$1,872 – $2,288$2,091$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $100,800 and the 80% low-income limit for four people is $80,650. ZIP code 83281 lies mainly in Bannock County. See the Pocatello, ID county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
83228Clifton8.2 mi$1,120
83234Downey9.4 mi$1,440
83232Dayton13.2 mi$1,120
83263Preston14.9 mi$1,120
83241Grace16.3 mi$1,290
83283Thatcher17.2 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 83281?

HUD's FY2027 Small Area Fair Market Rents for 83281 are $900 (studio), $950 (1 BR), $1,240 (2 BR), $1,720 (3 BR) and $2,080 (4 BR) a month.

What is the Section 8 payment standard in 83281?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 83281 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 83281?

The FY2026 income limits of the Pocatello, ID area apply: median family income $100,800, low-income (80%) limit $80,650 for a family of four.