Income Limits by County

FY2027 Small Area FMR · Cocolalla, ID

ZIP 83813 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 83813 (Cocolalla, ID) is $1,290 a month, up 7.5% from FY2026. That is 3% below the Bonner County, ID area-wide FMR of $1,328.

2-bedroom SAFMR$1,290per month ▲ 7.5%
Area-wide 2 BR FMR$1,328Bonner County, ID
Rank in the area11thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161
2 BR Small Area FMR$1,290
110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 83813 sits in the Bonner County, ID area

$1,140$1,840median $1,310

Of the 19 ZIP codes HUD lists for the area, 83813 has the 11th highest two-bedroom Small Area FMR. Bonner County, ID is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,328 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,009$910
1 bedroom$990$891 – $1,089$1,015$920
2 bedrooms$1,290$1,161 – $1,419$1,328$1,200
3 bedrooms$1,780$1,602 – $1,958$1,839$1,680
4 bedrooms$2,130$1,917 – $2,343$2,191$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $84,300 and the 80% low-income limit for four people is $70,400. ZIP code 83813 lies mainly in Bonner County. See the Bonner County, ID county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
83809Careywood4.8 mi$1,330
83841Laclede8.8 mi$1,180
83860Sagle9.1 mi$1,310
83801Athol10.2 mi$1,460
83803Bayview11.2 mi$1,400
83825Dover12.1 mi$1,400

Questions

What is the Fair Market Rent for ZIP code 83813?

HUD's FY2027 Small Area Fair Market Rents for 83813 are $980 (studio), $990 (1 BR), $1,290 (2 BR), $1,780 (3 BR) and $2,130 (4 BR) a month.

What is the Section 8 payment standard in 83813?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 83813 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 83813?

The FY2026 income limits of the Bonner County, ID area apply: median family income $84,300, low-income (80%) limit $70,400 for a family of four.