FY2027 Small Area FMR · Ogden, UT

ZIP 84405 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 84405 (Ogden, UT) is $1,480 a month, down 3.3% from FY2026. That is 7% below the Ogden, UT area-wide FMR of $1,591.

2-bedroom SAFMR$1,480per month ▼ 3.3%

Area-wide 2 BR FMR$1,591Ogden, UT

Rank in the area25thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,332

2 BR Small Area FMR$1,480

110% of SAFMR$1,628

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,100▼ 4.3%

1 BR$1,160▼ 4.1%

2 BR$1,480▼ 3.3%

3 BR$1,980▼ 3.4%

4 BR$2,370▼ 4.4%

FY2027 FY2026

Where 84405 sits in the Ogden, UT area

Of the 33 ZIP codes HUD lists for the area, 84405 has the 25th highest two-bedroom Small Area FMR. Ogden, UT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,591 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,480 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,100	$990 – $1,210	$1,184	$1,150
1 bedroom	$1,160	$1,044 – $1,276	$1,251	$1,210
2 bedrooms	$1,480	$1,332 – $1,628	$1,591	$1,530
3 bedrooms	$1,980	$1,782 – $2,178	$2,132	$2,050
4 bedrooms	$2,370	$2,133 – $2,607	$2,550	$2,480

A household renting a two-bedroom home at the Small Area FMR of $1,480 needs about $59,200 a year to keep housing costs at 30% of income. The area median family income is $117,900 and the 80% low-income limit for four people is $94,300. ZIP code 84405 lies mainly in Weber County and Davis County. See the Ogden, UT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
84056	Hill Afb	2.3 mi	$1,890
84408	Ogden	2.8 mi	$1,460
84067	Roy	4.4 mi	$1,690
84040	Layton	4.9 mi	$2,000
84015	Clearfield	5.5 mi	$1,630
84403	Ogden	5.6 mi	$1,460

Questions

What is the Fair Market Rent for ZIP code 84405?

HUD's FY2027 Small Area Fair Market Rents for 84405 are $1,100 (studio), $1,160 (1 BR), $1,480 (2 BR), $1,980 (3 BR) and $2,370 (4 BR) a month.

What is the Section 8 payment standard in 84405?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 84405 that range is $1,332 to $1,628 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 84405?

The FY2026 income limits of the Ogden, UT area apply: median family income $117,900, low-income (80%) limit $94,300 for a family of four.