FY2027 Small Area FMR · Gilbert, AZ

ZIP 85296 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85296 (Gilbert, AZ) is $2,290 a month, down 7.3% from FY2026. That is 32% above the Phoenix-Mesa-Chandler, AZ area-wide FMR of $1,734.

2-bedroom SAFMR$2,290per month ▼ 7.3%

Area-wide 2 BR FMR$1,734Phoenix-Mesa-Chandler, AZ

Rank in the area18thof 225 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,061

2 BR Small Area FMR$2,290

110% of SAFMR$2,519

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,840▼ 6.1%

1 BR$1,970▼ 7.5%

2 BR$2,290▼ 7.3%

3 BR$3,020▼ 8.2%

4 BR$3,350▼ 8.2%

FY2027 FY2026

Where 85296 sits in the Phoenix-Mesa-Chandler, AZ area

Of the 225 ZIP codes HUD lists for the area, 85296 has the 18th highest two-bedroom Small Area FMR. Phoenix-Mesa-Chandler, AZ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,061 and $2,519 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,840	$1,656 – $2,024	$1,390	$1,960
1 bedroom	$1,970	$1,773 – $2,167	$1,493	$2,130
2 bedrooms	$2,290	$2,061 – $2,519	$1,734	$2,470
3 bedrooms	$3,020	$2,718 – $3,322	$2,287	$3,290
4 bedrooms	$3,350	$3,015 – $3,685	$2,537	$3,650

A household renting a two-bedroom home at the Small Area FMR of $2,290 needs about $91,600 a year to keep housing costs at 30% of income. The area median family income is $112,400 and the 80% low-income limit for four people is $89,900. ZIP code 85296 lies mainly in Maricopa County. See the Phoenix-Mesa-Chandler, AZ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85295	Gilbert	2.1 mi	$2,130
85234	Gilbert	2.1 mi	$2,090
85236	Higley	3.7 mi	$1,740
85233	Gilbert	3.8 mi	$2,030
85297	Gilbert	3.9 mi	$2,300
85225	Chandler	4.8 mi	$1,720

Questions

What is the Fair Market Rent for ZIP code 85296?

HUD's FY2027 Small Area Fair Market Rents for 85296 are $1,840 (studio), $1,970 (1 BR), $2,290 (2 BR), $3,020 (3 BR) and $3,350 (4 BR) a month.

What is the Section 8 payment standard in 85296?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85296 that range is $2,061 to $2,519 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85296?

The FY2026 income limits of the Phoenix-Mesa-Chandler, AZ area apply: median family income $112,400, low-income (80%) limit $89,900 for a family of four.