FY2027 Small Area FMR · Yuma, AZ

ZIP 85364 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85364 (Yuma, AZ) is $1,280 a month, down 9.9% from FY2026. That is 3% above the Yuma, AZ area-wide FMR of $1,244.

2-bedroom SAFMR$1,280per month ▼ 9.9%

Area-wide 2 BR FMR$1,244Yuma, AZ

Rank in the area6thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▼ 9.3%

1 BR$980▼ 9.3%

2 BR$1,280▼ 9.9%

3 BR$1,750▼ 9.8%

4 BR$2,150▼ 9.7%

FY2027 FY2026

Where 85364 sits in the Yuma, AZ area

Of the 11 ZIP codes HUD lists for the area, 85364 has the 6th highest two-bedroom Small Area FMR. Yuma, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,244 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$942	$1,080
1 bedroom	$980	$882 – $1,078	$948	$1,080
2 bedrooms	$1,280	$1,152 – $1,408	$1,244	$1,420
3 bedrooms	$1,750	$1,575 – $1,925	$1,703	$1,940
4 bedrooms	$2,150	$1,935 – $2,365	$2,087	$2,380

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $79,300 and the 80% low-income limit for four people is $63,850. ZIP code 85364 lies mainly in Yuma County. See the Yuma, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
92222	Bard	8.7 mi	$1,230
85350	Somerton	10.0 mi	$1,260
85336	Gadsden	13.0 mi	$1,250
85349	San Luis	14.3 mi	$1,250
92283	Winterhaven	14.7 mi	$1,230
85367	Yuma	15.4 mi	$1,460

Questions

What is the Fair Market Rent for ZIP code 85364?

HUD's FY2027 Small Area Fair Market Rents for 85364 are $980 (studio), $980 (1 BR), $1,280 (2 BR), $1,750 (3 BR) and $2,150 (4 BR) a month.

What is the Section 8 payment standard in 85364?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85364 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85364?

The FY2026 income limits of the Yuma, AZ area apply: median family income $79,300, low-income (80%) limit $63,850 for a family of four.