FY2027 Small Area FMR · Yuma, AZ

ZIP 85365 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85365 (Yuma, AZ) is $1,540 a month, down 7.8% from FY2026. That is 24% above the Yuma, AZ area-wide FMR of $1,244.

2-bedroom SAFMR$1,540per month ▼ 7.8%

Area-wide 2 BR FMR$1,244Yuma, AZ

Rank in the area1stof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,386

2 BR Small Area FMR$1,540

110% of SAFMR$1,694

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,170▼ 7.1%

1 BR$1,180▼ 7.1%

2 BR$1,540▼ 7.8%

3 BR$2,130▼ 7.0%

4 BR$2,570▼ 8.2%

FY2027 FY2026

Where 85365 sits in the Yuma, AZ area

Of the 11 ZIP codes HUD lists for the area, 85365 has the 1st highest two-bedroom Small Area FMR. Yuma, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,244 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,540 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,170	$1,053 – $1,287	$942	$1,260
1 bedroom	$1,180	$1,062 – $1,298	$948	$1,270
2 bedrooms	$1,540	$1,386 – $1,694	$1,244	$1,670
3 bedrooms	$2,130	$1,917 – $2,343	$1,703	$2,290
4 bedrooms	$2,570	$2,313 – $2,827	$2,087	$2,800

A household renting a two-bedroom home at the Small Area FMR of $1,540 needs about $61,600 a year to keep housing costs at 30% of income. The area median family income is $79,300 and the 80% low-income limit for four people is $63,850. ZIP code 85365 lies mainly in Yuma County. See the Yuma, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85347	Roll	29.2 mi	$1,300
85356	Wellton	29.4 mi	$1,490
85328	Cibola	30.2 mi	$1,340
85352	Tacna	31.8 mi	$1,250
92222	Bard	33.2 mi	$1,230
85367	Yuma	34.3 mi	$1,460

Questions

What is the Fair Market Rent for ZIP code 85365?

HUD's FY2027 Small Area Fair Market Rents for 85365 are $1,170 (studio), $1,180 (1 BR), $1,540 (2 BR), $2,130 (3 BR) and $2,570 (4 BR) a month.

What is the Section 8 payment standard in 85365?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85365 that range is $1,386 to $1,694 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85365?

The FY2026 income limits of the Yuma, AZ area apply: median family income $79,300, low-income (80%) limit $63,850 for a family of four.