FY2027 Small Area FMR · Surprise, AZ

ZIP 85378 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85378 (Surprise, AZ) is $1,570 a month, down 3.7% from FY2026. That is 9% below the Phoenix-Mesa-Chandler, AZ area-wide FMR of $1,734.

2-bedroom SAFMR$1,570per month ▼ 3.7%

Area-wide 2 BR FMR$1,734Phoenix-Mesa-Chandler, AZ

Rank in the area167thof 225 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413

2 BR Small Area FMR$1,570

110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,260▼ 2.3%

1 BR$1,350▼ 3.6%

2 BR$1,570▼ 3.7%

3 BR$2,070▼ 4.6%

4 BR$2,300▼ 4.6%

FY2027 FY2026

Where 85378 sits in the Phoenix-Mesa-Chandler, AZ area

Of the 225 ZIP codes HUD lists for the area, 85378 has the 167th highest two-bedroom Small Area FMR. Phoenix-Mesa-Chandler, AZ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,413 and $1,727 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,260	$1,134 – $1,386	$1,390	$1,290
1 bedroom	$1,350	$1,215 – $1,485	$1,493	$1,400
2 bedrooms	$1,570	$1,413 – $1,727	$1,734	$1,630
3 bedrooms	$2,070	$1,863 – $2,277	$2,287	$2,170
4 bedrooms	$2,300	$2,070 – $2,530	$2,537	$2,410

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $112,400 and the 80% low-income limit for four people is $89,900. ZIP code 85378 lies mainly in Maricopa County. See the Phoenix-Mesa-Chandler, AZ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85374	Surprise	2.5 mi	$2,000
85335	El Mirage	2.7 mi	$1,880
85379	Surprise	3.1 mi	$2,160
85351	Sun City	3.3 mi	$1,550
85373	Sun City	3.4 mi	$1,820
85363	Youngtown	3.5 mi	$1,380

Questions

What is the Fair Market Rent for ZIP code 85378?

HUD's FY2027 Small Area Fair Market Rents for 85378 are $1,260 (studio), $1,350 (1 BR), $1,570 (2 BR), $2,070 (3 BR) and $2,300 (4 BR) a month.

What is the Section 8 payment standard in 85378?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85378 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85378?

The FY2026 income limits of the Phoenix-Mesa-Chandler, AZ area apply: median family income $112,400, low-income (80%) limit $89,900 for a family of four.