FY2027 Small Area FMR · Miami, AZ
ZIP 85539 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85539 (Miami, AZ) is $1,440 a month, down 10.0% from FY2026. That is 17% below the Phoenix-Mesa-Chandler, AZ area-wide FMR of $1,734.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 85539 sits in the Phoenix-Mesa-Chandler, AZ area
Of the 225 ZIP codes HUD lists for the area, 85539 has the 191st highest two-bedroom Small Area FMR. Phoenix-Mesa-Chandler, AZ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,296 and $1,584 for two bedrooms.
ZIP code 85539 crosses more than one HUD area. HUD also lists it under Gila County, AZ (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,090 | $981 – $1,199 | $1,390 | $1,210 |
| 1 bedroom | $1,170 | $1,053 – $1,287 | $1,493 | $1,300 |
| 2 bedrooms | $1,440 | $1,296 – $1,584 | $1,734 | $1,600 |
| 3 bedrooms | $1,870 | $1,683 – $2,057 | $2,287 | $2,070 |
| 4 bedrooms | $2,120 | $1,908 – $2,332 | $2,537 | $2,350 |
A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $112,400 and the 80% low-income limit for four people is $89,900. ZIP code 85539 lies mainly in Gila County and Pinal County. See the Phoenix-Mesa-Chandler, AZ metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 85539?
HUD's FY2027 Small Area Fair Market Rents for 85539 are $1,090 (studio), $1,170 (1 BR), $1,440 (2 BR), $1,870 (3 BR) and $2,120 (4 BR) a month.
What is the Section 8 payment standard in 85539?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85539 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 85539?
The FY2026 income limits of the Phoenix-Mesa-Chandler, AZ area apply: median family income $112,400, low-income (80%) limit $89,900 for a family of four.