FY2027 Small Area FMR · Elgin, AZ
ZIP 85611 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85611 (Elgin, AZ) is $1,410 a month, down 6.0% from FY2026. That is 22% above the Sierra Vista-Douglas, AZ area-wide FMR of $1,153.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 85611 sits in the Sierra Vista-Douglas, AZ area
Of the 24 ZIP codes HUD lists for the area, 85611 has the 3rd highest two-bedroom Small Area FMR. Sierra Vista-Douglas, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,153 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.
ZIP code 85611 crosses more than one HUD area. HUD also lists it under Tucson, AZ (same figures) and Santa Cruz County, AZ (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $836 | $1,040 |
| 1 bedroom | $1,150 | $1,035 – $1,265 | $1,000 | $1,230 |
| 2 bedrooms | $1,410 | $1,269 – $1,551 | $1,153 | $1,500 |
| 3 bedrooms | $1,960 | $1,764 – $2,156 | $1,597 | $2,080 |
| 4 bedrooms | $2,230 | $2,007 – $2,453 | $1,927 | $2,380 |
A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $78,500 and the 80% low-income limit for four people is $62,600. ZIP code 85611 lies mainly in Santa Cruz County, Pima County and Cochise County. See the Sierra Vista-Douglas, AZ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 85611?
HUD's FY2027 Small Area Fair Market Rents for 85611 are $1,000 (studio), $1,150 (1 BR), $1,410 (2 BR), $1,960 (3 BR) and $2,230 (4 BR) a month.
What is the Section 8 payment standard in 85611?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85611 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 85611?
The FY2026 income limits of the Sierra Vista-Douglas, AZ area apply: median family income $78,500, low-income (80%) limit $62,600 for a family of four.