Income Limits by County

FY2027 Small Area FMR · Alpine, AZ

ZIP 85920 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85920 (Alpine, AZ) is $1,130 a month, down 9.6% from FY2026. That is 6% above the Apache County, AZ area-wide FMR of $1,071.

2-bedroom SAFMR$1,130per month ▼ 9.6%
Area-wide 2 BR FMR$1,071Apache County, AZ
Rank in the area17thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017
2 BR Small Area FMR$1,130
110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 85920 sits in the Apache County, AZ area

$1,060$1,750median $1,130

Of the 34 ZIP codes HUD lists for the area, 85920 has the 17th highest two-bedroom Small Area FMR. Apache County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$746$860
1 bedroom$870$783 – $957$819$960
2 bedrooms$1,130$1,017 – $1,243$1,071$1,250
3 bedrooms$1,530$1,377 – $1,683$1,483$1,700
4 bedrooms$1,820$1,638 – $2,002$1,790$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $54,600 and the 80% low-income limit for four people is $54,800. ZIP code 85920 lies mainly in Apache County. See the Apache County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
85932Nutrioso6.9 mi$1,220
87824Luna11.5 mi$1,060
85925Eagar17.9 mi$1,130
85927Greer19.3 mi$1,290
85938Springerville22.0 mi$1,610
85922Blue24.2 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 85920?

HUD's FY2027 Small Area Fair Market Rents for 85920 are $780 (studio), $870 (1 BR), $1,130 (2 BR), $1,530 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 85920?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85920 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85920?

The FY2026 income limits of the Apache County, AZ area apply: median family income $54,600, low-income (80%) limit $54,800 for a family of four.