FY2027 Small Area FMR · Heber, AZ
ZIP 85928 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85928 (Heber, AZ) is $1,730 a month, down 1.1% from FY2026. That is 0% equal to the Flagstaff, AZ area-wide FMR of $1,729.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 85928 sits in the Flagstaff, AZ area
Of the 34 ZIP codes HUD lists for the area, 85928 has the 10th highest two-bedroom Small Area FMR. Flagstaff, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,729 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.
ZIP code 85928 crosses more than one HUD area. HUD also lists it under Navajo County, AZ (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,440 | $1,296 – $1,584 | $1,438 | $1,410 |
| 1 bedroom | $1,560 | $1,404 – $1,716 | $1,555 | $1,550 |
| 2 bedrooms | $1,730 | $1,557 – $1,903 | $1,729 | $1,750 |
| 3 bedrooms | $2,110 | $1,899 – $2,321 | $2,109 | $2,150 |
| 4 bedrooms | $2,320 | $2,088 – $2,552 | $2,312 | $2,400 |
A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $106,000 and the 80% low-income limit for four people is $89,600. ZIP code 85928 lies mainly in Navajo County. See the Flagstaff, AZ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 85928?
HUD's FY2027 Small Area Fair Market Rents for 85928 are $1,440 (studio), $1,560 (1 BR), $1,730 (2 BR), $2,110 (3 BR) and $2,320 (4 BR) a month.
What is the Section 8 payment standard in 85928?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85928 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 85928?
The FY2026 income limits of the Flagstaff, AZ area apply: median family income $106,000, low-income (80%) limit $89,600 for a family of four.