FY2027 Small Area FMR · Cameron, AZ

ZIP 86020 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86020 (Cameron, AZ) is $1,730 a month, down 1.1% from FY2026. That is 0% equal to the Flagstaff, AZ area-wide FMR of $1,729.

2-bedroom SAFMR$1,730per month ▼ 1.1%

Area-wide 2 BR FMR$1,729Flagstaff, AZ

Rank in the area10thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,557

2 BR Small Area FMR$1,730

110% of SAFMR$1,903

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,440▲ 2.1%

1 BR$1,560▲ 0.6%

2 BR$1,730▼ 1.1%

3 BR$2,110▼ 1.9%

4 BR$2,320▼ 3.3%

FY2027 FY2026

Where 86020 sits in the Flagstaff, AZ area

Of the 34 ZIP codes HUD lists for the area, 86020 has the 10th highest two-bedroom Small Area FMR. Flagstaff, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,729 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,440	$1,296 – $1,584	$1,438	$1,410
1 bedroom	$1,560	$1,404 – $1,716	$1,555	$1,550
2 bedrooms	$1,730	$1,557 – $1,903	$1,729	$1,750
3 bedrooms	$2,110	$1,899 – $2,321	$2,109	$2,150
4 bedrooms	$2,320	$2,088 – $2,552	$2,312	$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $106,000 and the 80% low-income limit for four people is $89,600. ZIP code 86020 lies mainly in Coconino County. See the Flagstaff, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
86016	Gray Mountain	18.4 mi	$1,730
86045	Tuba City	22.5 mi	$1,730
86023	Grand Canyon	29.4 mi	$1,730
86052	North Rim	31.6 mi	$1,730
86004	Flagstaff	42.8 mi	$1,860
86030	Hotevilla	42.9 mi	$1,730

Questions

What is the Fair Market Rent for ZIP code 86020?

HUD's FY2027 Small Area Fair Market Rents for 86020 are $1,440 (studio), $1,560 (1 BR), $1,730 (2 BR), $2,110 (3 BR) and $2,320 (4 BR) a month.

What is the Section 8 payment standard in 86020?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86020 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 86020?

The FY2026 income limits of the Flagstaff, AZ area apply: median family income $106,000, low-income (80%) limit $89,600 for a family of four.