FY2027 Small Area FMR · Second Mesa, AZ

ZIP 86043 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86043 (Second Mesa, AZ) is $1,280 a month, up 0.8% from FY2026. That is 1% above the Navajo County, AZ area-wide FMR of $1,264.

2-bedroom SAFMR$1,280per month ▲ 0.8%

Area-wide 2 BR FMR$1,264Navajo County, AZ

Rank in the area15thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▼ 1.1%

1 BR$980▼ 2.0%

2 BR$1,280▲ 0.8%

3 BR$1,590▲ 0.6%

4 BR$1,680▼ 0.6%

FY2027 FY2026

Where 86043 sits in the Navajo County, AZ area

Of the 34 ZIP codes HUD lists for the area, 86043 has the 15th highest two-bedroom Small Area FMR. Navajo County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$892	$910
1 bedroom	$980	$882 – $1,078	$966	$1,000
2 bedrooms	$1,280	$1,152 – $1,408	$1,264	$1,270
3 bedrooms	$1,590	$1,431 – $1,749	$1,567	$1,580
4 bedrooms	$1,680	$1,512 – $1,848	$1,661	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $61,050. ZIP code 86043 lies mainly in Navajo County. See the Navajo County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
86042	Polacca	9.1 mi	$1,280
86030	Hotevilla	15.5 mi	$1,730
86039	Kykotsmovi Village	17.0 mi	$1,260
86034	Keams Canyon	22.9 mi	$1,220
86035	Leupp	33.5 mi	$1,730
86510	Pinon	35.6 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 86043?

HUD's FY2027 Small Area Fair Market Rents for 86043 are $900 (studio), $980 (1 BR), $1,280 (2 BR), $1,590 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 86043?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86043 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 86043?

The FY2026 income limits of the Navajo County, AZ area apply: median family income $63,000, low-income (80%) limit $61,050 for a family of four.