FY2027 Small Area FMR · Kingman, AZ
ZIP 86401 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86401 (Kingman, AZ) is $1,260 a month, down 10.0% from FY2026. That is 3% above the Lake Havasu City-Kingman, AZ area-wide FMR of $1,229.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 86401 sits in the Lake Havasu City-Kingman, AZ area
Of the 31 ZIP codes HUD lists for the area, 86401 has the 11th highest two-bedroom Small Area FMR. Lake Havasu City-Kingman, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,229 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $990 | $891 – $1,089 | $953 | $1,080 |
| 1 bedroom | $1,000 | $900 – $1,100 | $959 | $1,090 |
| 2 bedrooms | $1,260 | $1,134 – $1,386 | $1,229 | $1,400 |
| 3 bedrooms | $1,760 | $1,584 – $1,936 | $1,708 | $1,950 |
| 4 bedrooms | $1,930 | $1,737 – $2,123 | $1,881 | $2,140 |
A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $79,900 and the 80% low-income limit for four people is $63,900. ZIP code 86401 lies mainly in Mohave County. See the Lake Havasu City-Kingman, AZ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 86401?
HUD's FY2027 Small Area Fair Market Rents for 86401 are $990 (studio), $1,000 (1 BR), $1,260 (2 BR), $1,760 (3 BR) and $1,930 (4 BR) a month.
What is the Section 8 payment standard in 86401?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86401 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 86401?
The FY2026 income limits of the Lake Havasu City-Kingman, AZ area apply: median family income $79,900, low-income (80%) limit $63,900 for a family of four.