FY2027 Small Area FMR · Lupton, AZ

ZIP 86508 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86508 (Lupton, AZ) is $1,070 a month, down 9.3% from FY2026. That is 0% equal to the Apache County, AZ area-wide FMR of $1,071.

2-bedroom SAFMR$1,070per month ▼ 9.3%

Area-wide 2 BR FMR$1,071Apache County, AZ

Rank in the area22ndof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▼ 7.4%

1 BR$820▼ 9.9%

2 BR$1,070▼ 9.3%

3 BR$1,480▼ 8.1%

4 BR$1,790▼ 2.7%

FY2027 FY2026

Where 86508 sits in the Apache County, AZ area

Of the 34 ZIP codes HUD lists for the area, 86508 has the 22nd highest two-bedroom Small Area FMR. Apache County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$746	$810
1 bedroom	$820	$738 – $902	$819	$910
2 bedrooms	$1,070	$963 – $1,177	$1,071	$1,180
3 bedrooms	$1,480	$1,332 – $1,628	$1,483	$1,610
4 bedrooms	$1,790	$1,611 – $1,969	$1,790	$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $54,600 and the 80% low-income limit for four people is $54,800. ZIP code 86508 lies mainly in Apache County. See the Apache County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
86506	Houck	7.3 mi	$1,070
87319	Mentmore	12.8 mi	$1,140
86511	Saint Michaels	15.6 mi	$1,060
87326	Vanderwagen	16.1 mi	$1,140
87305	Gallup	16.8 mi	$1,140
86512	Sanders	18.2 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 86508?

HUD's FY2027 Small Area Fair Market Rents for 86508 are $750 (studio), $820 (1 BR), $1,070 (2 BR), $1,480 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 86508?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86508 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 86508?

The FY2026 income limits of the Apache County, AZ area apply: median family income $54,600, low-income (80%) limit $54,800 for a family of four.