FY2027 Small Area FMR · Crownpoint, NM

ZIP 87313 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 87313 (Crownpoint, NM) is $1,010 a month, up 4.1% from FY2026. That is 9% below the Farmington, NM area-wide FMR of $1,116.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,116Farmington, NM

Rank in the area16thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 5.3%

1 BR$810▲ 1.2%

2 BR$1,010▲ 4.1%

3 BR$1,360▲ 3.8%

4 BR$1,470▲ 3.5%

FY2027 FY2026

Where 87313 sits in the Farmington, NM area

Of the 22 ZIP codes HUD lists for the area, 87313 has the 16th highest two-bedroom Small Area FMR. Farmington, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,116 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 87313 crosses more than one HUD area. HUD also lists it under McKinley County, NM (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$850	$760
1 bedroom	$810	$729 – $891	$855	$800
2 bedrooms	$1,010	$909 – $1,111	$1,116	$970
3 bedrooms	$1,360	$1,224 – $1,496	$1,545	$1,310
4 bedrooms	$1,470	$1,323 – $1,617	$1,673	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $80,300 and the 80% low-income limit for four people is $64,250. ZIP code 87313 lies mainly in McKinley County and San Juan County. See the Farmington, NM county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
87365	Smith Lake	23.0 mi	$1,020
87323	Thoreau	24.8 mi	$1,020
87310	Brimhall	25.8 mi	$1,100
87311	Church Rock	28.0 mi	$1,180
87312	Continental Divide	29.7 mi	$1,070
87037	Nageezi	30.6 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 87313?

HUD's FY2027 Small Area Fair Market Rents for 87313 are $800 (studio), $810 (1 BR), $1,010 (2 BR), $1,360 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 87313?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 87313 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 87313?

The FY2026 income limits of the Farmington, NM area apply: median family income $80,300, low-income (80%) limit $64,250 for a family of four.