Income Limits by County

FY2027 Small Area FMR · Pinehill, NM

ZIP 87357 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 87357 (Pinehill, NM) is $1,010 a month, up 4.1% from FY2026. That is 1% below the Cibola County, NM area-wide FMR of $1,022.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,022Cibola County, NM
Rank in the area15thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 87357 sits in the Cibola County, NM area

$1,010$1,570median $1,030

Of the 16 ZIP codes HUD lists for the area, 87357 has the 15th highest two-bedroom Small Area FMR. Cibola County, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,022 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$813$720
1 bedroom$850$765 – $935$852$810
2 bedrooms$1,010$909 – $1,111$1,022$970
3 bedrooms$1,210$1,089 – $1,331$1,218$1,200
4 bedrooms$1,340$1,206 – $1,474$1,343$1,290

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $62,600 and the 80% low-income limit for four people is $58,300. ZIP code 87357 lies mainly in Cibola County. See the Cibola County, NM county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
87321Ramah7.5 mi$1,570
87020Grants20.0 mi$1,040
87315Fence Lake24.1 mi$1,010
87051San Rafael26.6 mi$1,040
87327Zuni28.3 mi$1,010
87005Bluewater30.7 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 87357?

HUD's FY2027 Small Area Fair Market Rents for 87357 are $810 (studio), $850 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 87357?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 87357 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 87357?

The FY2026 income limits of the Cibola County, NM area apply: median family income $62,600, low-income (80%) limit $58,300 for a family of four.