FY2027 Small Area FMR · Garfield, NM
ZIP 87936 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 87936 (Garfield, NM) is $1,070 a month, up 2.9% from FY2026. That is 0% equal to the Las Cruces, NM area-wide FMR of $1,073.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 87936 sits in the Las Cruces, NM area
Of the 29 ZIP codes HUD lists for the area, 87936 has the 10th highest two-bedroom Small Area FMR. Las Cruces, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,073 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
ZIP code 87936 crosses more than one HUD area. HUD also lists it under Sierra County, NM (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $790 | $711 – $869 | $790 | $740 |
| 1 bedroom | $970 | $873 – $1,067 | $975 | $930 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $1,073 | $1,040 |
| 3 bedrooms | $1,460 | $1,314 – $1,606 | $1,461 | $1,440 |
| 4 bedrooms | $1,690 | $1,521 – $1,859 | $1,692 | $1,580 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $79,900 and the 80% low-income limit for four people is $62,150. ZIP code 87936 lies mainly in Dona Ana County and Sierra County. See the Las Cruces, NM county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 87936?
HUD's FY2027 Small Area Fair Market Rents for 87936 are $790 (studio), $970 (1 BR), $1,070 (2 BR), $1,460 (3 BR) and $1,690 (4 BR) a month.
What is the Section 8 payment standard in 87936?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 87936 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 87936?
The FY2026 income limits of the Las Cruces, NM area apply: median family income $79,900, low-income (80%) limit $62,150 for a family of four.