Income Limits by County

FY2027 Small Area FMR · Whites City, NM

ZIP 88268 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 88268 (Whites City, NM) is $1,250 a month, up 5.0% from FY2026. That is 0% equal to the Eddy County, NM area-wide FMR of $1,252.

2-bedroom SAFMR$1,250per month ▲ 5.0%
Area-wide 2 BR FMR$1,252Eddy County, NM
Rank in the area4thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125
2 BR Small Area FMR$1,250
110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 88268 sits in the Eddy County, NM area

$1,170$1,280median $1,250

Of the 11 ZIP codes HUD lists for the area, 88268 has the 4th highest two-bedroom Small Area FMR. Eddy County, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,252 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,050$945 – $1,155$1,053$1,040
1 bedroom$1,150$1,035 – $1,265$1,150$1,090
2 bedrooms$1,250$1,125 – $1,375$1,252$1,190
3 bedrooms$1,730$1,557 – $1,903$1,734$1,620
4 bedrooms$1,850$1,665 – $2,035$1,855$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $100,100 and the 80% low-income limit for four people is $80,100. ZIP code 88268 lies mainly in Eddy County. See the Eddy County, NM county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
88220Carlsbad9.8 mi$1,280
88263Malaga17.2 mi$1,260
88256Loving27.6 mi$1,250
88254Lakewood30.5 mi$1,250
79770Orla33.4 mi$1,170
88210Artesia42.2 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 88268?

HUD's FY2027 Small Area Fair Market Rents for 88268 are $1,050 (studio), $1,150 (1 BR), $1,250 (2 BR), $1,730 (3 BR) and $1,850 (4 BR) a month.

What is the Section 8 payment standard in 88268?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 88268 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 88268?

The FY2026 income limits of the Eddy County, NM area apply: median family income $100,100, low-income (80%) limit $80,100 for a family of four.