FY2027 Small Area FMR · Amistad, NM
ZIP 88410 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 88410 (Amistad, NM) is $1,160 a month, up 4.5% from FY2026. That is 10% above the Harding County, NM area-wide FMR of $1,059.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 88410 sits in the Harding County, NM area
Of the 8 ZIP codes HUD lists for the area, 88410 has the 4th highest two-bedroom Small Area FMR. Harding County, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,059 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.
ZIP code 88410 crosses more than one HUD area. HUD also lists it under Union County, NM (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $842 | $830 |
| 1 bedroom | $890 | $801 – $979 | $870 | $870 |
| 2 bedrooms | $1,160 | $1,044 – $1,276 | $1,059 | $1,110 |
| 3 bedrooms | $1,550 | $1,395 – $1,705 | $1,449 | $1,470 |
| 4 bedrooms | $1,810 | $1,629 – $1,991 | $1,660 | $1,780 |
A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $95,500 and the 80% low-income limit for four people is $68,150. ZIP code 88410 lies mainly in Union County and Harding County. See the Harding County, NM county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 88410?
HUD's FY2027 Small Area Fair Market Rents for 88410 are $880 (studio), $890 (1 BR), $1,160 (2 BR), $1,550 (3 BR) and $1,810 (4 BR) a month.
What is the Section 8 payment standard in 88410?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 88410 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 88410?
The FY2026 income limits of the Harding County, NM area apply: median family income $95,500, low-income (80%) limit $68,150 for a family of four.