Income Limits by County

FY2027 Small Area FMR · Cal Nev Ari, NV

ZIP 89039 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89039 (Cal Nev Ari, NV) is $1,570 a month, down 0.6% from FY2026. That is 7% below the Las Vegas-Henderson-North Las Vegas, NV area-wide FMR of $1,686.

2-bedroom SAFMR$1,570per month ▼ 0.6%
Area-wide 2 BR FMR$1,686Las Vegas-Henderson-North La
Rank in the area88thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413
2 BR Small Area FMR$1,570
110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 89039 sits in the Las Vegas-Henderson-North Las Vegas, NV area

$1,570$2,530median $1,690

Of the 114 ZIP codes HUD lists for the area, 89039 has the 88th highest two-bedroom Small Area FMR. Las Vegas-Henderson-North Las Vegas, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,686 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,200$1,080 – $1,320$1,310$1,190
1 bedroom$1,340$1,206 – $1,474$1,435$1,330
2 bedrooms$1,570$1,413 – $1,727$1,686$1,580
3 bedrooms$2,180$1,962 – $2,398$2,317$2,210
4 bedrooms$2,490$2,241 – $2,739$2,652$2,560

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $98,200 and the 80% low-income limit for four people is $84,400. ZIP code 89039 lies mainly in Clark County. See the Las Vegas-Henderson-North Las Vegas, NV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
89046Searchlight14.5 mi$1,690
89029Laughlin16.7 mi$1,570
86442Bullhead City22.6 mi$1,230
86429Bullhead City23.9 mi$1,230
86426Fort Mohave26.0 mi$1,230
86413Golden Valley30.6 mi$1,230

Questions

What is the Fair Market Rent for ZIP code 89039?

HUD's FY2027 Small Area Fair Market Rents for 89039 are $1,200 (studio), $1,340 (1 BR), $1,570 (2 BR), $2,180 (3 BR) and $2,490 (4 BR) a month.

What is the Section 8 payment standard in 89039?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89039 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89039?

The FY2026 income limits of the Las Vegas-Henderson-North Las Vegas, NV area apply: median family income $98,200, low-income (80%) limit $84,400 for a family of four.