FY2027 Small Area FMR · Reno, NV

ZIP 89511 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89511 (Reno, NV) is $2,210 a month, down 3.5% from FY2026. That is 20% above the Reno, NV area-wide FMR of $1,837.

2-bedroom SAFMR$2,210per month ▼ 3.5%

Area-wide 2 BR FMR$1,837Reno, NV

Rank in the area8thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,989

2 BR Small Area FMR$2,210

110% of SAFMR$2,431

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,540▼ 2.5%

1 BR$1,760▼ 3.3%

2 BR$2,210▼ 3.5%

3 BR$2,950▼ 5.1%

4 BR$3,420▼ 5.3%

FY2027 FY2026

Where 89511 sits in the Reno, NV area

Of the 42 ZIP codes HUD lists for the area, 89511 has the 8th highest two-bedroom Small Area FMR. Reno, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,837 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,540	$1,386 – $1,694	$1,279	$1,580
1 bedroom	$1,760	$1,584 – $1,936	$1,460	$1,820
2 bedrooms	$2,210	$1,989 – $2,431	$1,837	$2,290
3 bedrooms	$2,950	$2,655 – $3,245	$2,452	$3,110
4 bedrooms	$3,420	$3,078 – $3,762	$2,842	$3,610

A household renting a two-bedroom home at the Small Area FMR of $2,210 needs about $88,400 a year to keep housing costs at 30% of income. The area median family income is $116,800 and the 80% low-income limit for four people is $93,450. ZIP code 89511 lies mainly in Washoe County. See the Reno, NV metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
89519	Reno	6.7 mi	$2,390
89509	Reno	8.2 mi	$1,820
89704	Washoe Valley	9.1 mi	$1,690
89521	Reno	9.9 mi	$2,500
89523	Reno	10.0 mi	$1,960
89502	Reno	10.2 mi	$1,690

Questions

What is the Fair Market Rent for ZIP code 89511?

HUD's FY2027 Small Area Fair Market Rents for 89511 are $1,540 (studio), $1,760 (1 BR), $2,210 (2 BR), $2,950 (3 BR) and $3,420 (4 BR) a month.

What is the Section 8 payment standard in 89511?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89511 that range is $1,989 to $2,431 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89511?

The FY2026 income limits of the Reno, NV area apply: median family income $116,800, low-income (80%) limit $93,450 for a family of four.