Income Limits by County

FY2027 Small Area FMR · Lamoille, NV

ZIP 89828 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89828 (Lamoille, NV) is $1,400 a month, down 8.5% from FY2026. That is 0% equal to the Elko County, NV area-wide FMR of $1,400.

2-bedroom SAFMR$1,400per month ▼ 8.5%
Area-wide 2 BR FMR$1,400Elko County, NV
Rank in the area7thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,260
2 BR Small Area FMR$1,400
110% of SAFMR$1,540

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 89828 sits in the Elko County, NV area

$1,380$1,710median $1,400

Of the 16 ZIP codes HUD lists for the area, 89828 has the 7th highest two-bedroom Small Area FMR. Elko County, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,400 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,400 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,050$945 – $1,155$1,045$1,050
1 bedroom$1,070$963 – $1,177$1,070$1,170
2 bedrooms$1,400$1,260 – $1,540$1,400$1,530
3 bedrooms$1,840$1,656 – $2,024$1,842$1,930
4 bedrooms$2,340$2,106 – $2,574$2,340$2,570

A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $111,500 and the 80% low-income limit for four people is $89,200. ZIP code 89828 lies mainly in Elko County. See the Elko County, NV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
89815Spring Creek15.5 mi$1,710
89833Ruby Valley17.4 mi$1,400
89823Deeth19.1 mi$1,390
89835Wells36.6 mi$1,380
89801Elko41.6 mi$1,420
89822Carlin46.8 mi$1,420

Questions

What is the Fair Market Rent for ZIP code 89828?

HUD's FY2027 Small Area Fair Market Rents for 89828 are $1,050 (studio), $1,070 (1 BR), $1,400 (2 BR), $1,840 (3 BR) and $2,340 (4 BR) a month.

What is the Section 8 payment standard in 89828?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89828 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89828?

The FY2026 income limits of the Elko County, NV area apply: median family income $111,500, low-income (80%) limit $89,200 for a family of four.