FY2027 Small Area FMR · Keauhou, HI

ZIP 96739 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96739 (Keauhou, HI) is $2,080 a month, unchanged from FY2026. That is 0% equal to the Hawaii County, HI area-wide FMR of $2,081.

2-bedroom SAFMR$2,080per month ■ 0.0%

Area-wide 2 BR FMR$2,081Hawaii County, HI

Rank in the area13thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,872

2 BR Small Area FMR$2,080

110% of SAFMR$2,288

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,600■ 0.0%

1 BR$1,610■ 0.0%

2 BR$2,080■ 0.0%

3 BR$2,620▼ 0.4%

4 BR$2,910▼ 4.0%

FY2027 FY2026

Where 96739 sits in the Hawaii County, HI area

Of the 32 ZIP codes HUD lists for the area, 96739 has the 13th highest two-bedroom Small Area FMR. Hawaii County, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,081 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,600	$1,440 – $1,760	$1,605	$1,600
1 bedroom	$1,610	$1,449 – $1,771	$1,615	$1,610
2 bedrooms	$2,080	$1,872 – $2,288	$2,081	$2,080
3 bedrooms	$2,620	$2,358 – $2,882	$2,620	$2,630
4 bedrooms	$2,910	$2,619 – $3,201	$2,910	$3,030

A household renting a two-bedroom home at the Small Area FMR of $2,080 needs about $83,200 a year to keep housing costs at 30% of income. The area median family income is $98,300 and the 80% low-income limit for four people is $96,800. ZIP code 96739 lies mainly in Hawaii County. See the Hawaii County, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
96725	Holualoa	5.7 mi	$2,420
96726	Honaunau	13.0 mi	$2,650
96740	Kailua Kona	13.8 mi	$2,440
96750	Kealakekua	16.2 mi	$1,870
96704	Captain Cook	17.4 mi	$2,650
96738	Waikoloa	23.9 mi	$2,920

Questions

What is the Fair Market Rent for ZIP code 96739?

HUD's FY2027 Small Area Fair Market Rents for 96739 are $1,600 (studio), $1,610 (1 BR), $2,080 (2 BR), $2,620 (3 BR) and $2,910 (4 BR) a month.

What is the Section 8 payment standard in 96739?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96739 that range is $1,872 to $2,288 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96739?

The FY2026 income limits of the Hawaii County, HI area apply: median family income $98,300, low-income (80%) limit $96,800 for a family of four.