Income Limits by County

FY2027 Small Area FMR · Lihue, HI

ZIP 96766 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96766 (Lihue, HI) is $2,270 a month, down 7.7% from FY2026. That is 8% above the Kauai County, HI area-wide FMR of $2,105.

2-bedroom SAFMR$2,270per month ▼ 7.7%
Area-wide 2 BR FMR$2,105Kauai County, HI
Rank in the area7thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,043
2 BR Small Area FMR$2,270
110% of SAFMR$2,497

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96766 sits in the Kauai County, HI area

$2,100$3,160median $2,260

Of the 17 ZIP codes HUD lists for the area, 96766 has the 7th highest two-bedroom Small Area FMR. Kauai County, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,105 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,720$1,548 – $1,892$1,599$1,860
1 bedroom$1,740$1,566 – $1,914$1,609$1,870
2 bedrooms$2,270$2,043 – $2,497$2,105$2,460
3 bedrooms$2,790$2,511 – $3,069$2,588$3,020
4 bedrooms$3,180$2,862 – $3,498$2,952$3,350

A household renting a two-bedroom home at the Small Area FMR of $2,270 needs about $90,800 a year to keep housing costs at 30% of income. The area median family income is $120,100 and the 80% low-income limit for four people is $108,700. ZIP code 96766 lies mainly in Kauai County. See the Kauai County, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96756Koloa5.9 mi$2,100
96765Lawai6.5 mi$2,290
96741Kalaheo6.8 mi$2,100
96746Kapaa7.7 mi$2,260
96751Kealia10.9 mi$2,260
96703Anahola11.2 mi$2,310

Questions

What is the Fair Market Rent for ZIP code 96766?

HUD's FY2027 Small Area Fair Market Rents for 96766 are $1,720 (studio), $1,740 (1 BR), $2,270 (2 BR), $2,790 (3 BR) and $3,180 (4 BR) a month.

What is the Section 8 payment standard in 96766?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96766 that range is $2,043 to $2,497 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96766?

The FY2026 income limits of the Kauai County, HI area apply: median family income $120,100, low-income (80%) limit $108,700 for a family of four.