FY2027 Small Area FMR · Mililani, HI

ZIP 96789 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96789 (Mililani, HI) is $2,810 a month, up 3.3% from FY2026. That is 11% above the Urban Honolulu, HI area-wide FMR of $2,542.

2-bedroom SAFMR$2,810per month ▲ 3.3%

Area-wide 2 BR FMR$2,542Urban Honolulu, HI

Rank in the area15thof 60 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,529

2 BR Small Area FMR$2,810

110% of SAFMR$3,091

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,030▲ 5.2%

1 BR$2,160▲ 3.8%

2 BR$2,810▲ 3.3%

3 BR$3,890▲ 2.9%

4 BR$4,700▲ 3.1%

FY2027 FY2026

Where 96789 sits in the Urban Honolulu, HI area

Of the 60 ZIP codes HUD lists for the area, 96789 has the 15th highest two-bedroom Small Area FMR. Urban Honolulu, HI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,529 and $3,091 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,030	$1,827 – $2,233	$1,836	$1,930
1 bedroom	$2,160	$1,944 – $2,376	$1,951	$2,080
2 bedrooms	$2,810	$2,529 – $3,091	$2,542	$2,720
3 bedrooms	$3,890	$3,501 – $4,279	$3,520	$3,780
4 bedrooms	$4,700	$4,230 – $5,170	$4,249	$4,560

A household renting a two-bedroom home at the Small Area FMR of $2,810 needs about $112,400 a year to keep housing costs at 30% of income. The area median family income is $133,400 and the 80% low-income limit for four people is $123,200. ZIP code 96789 lies mainly in Honolulu County. See the Urban Honolulu, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
96797	Waipahu	4.5 mi	$2,530
96782	Pearl City	4.6 mi	$2,680
96717	Hauula	5.4 mi	$2,720
96701	Aiea	6.2 mi	$2,360
96786	Wahiawa	6.2 mi	$3,020
96730	Kaaawa	6.8 mi	$2,370

Questions

What is the Fair Market Rent for ZIP code 96789?

HUD's FY2027 Small Area Fair Market Rents for 96789 are $2,030 (studio), $2,160 (1 BR), $2,810 (2 BR), $3,890 (3 BR) and $4,700 (4 BR) a month.

What is the Section 8 payment standard in 96789?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96789 that range is $2,529 to $3,091 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96789?

The FY2026 income limits of the Urban Honolulu, HI area apply: median family income $133,400, low-income (80%) limit $123,200 for a family of four.