Income Limits by County

FY2027 Small Area FMR · Seaside, OR

ZIP 97138 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97138 (Seaside, OR) is $1,320 a month, up 1.5% from FY2026. That is 0% equal to the Clatsop County, OR area-wide FMR of $1,318.

2-bedroom SAFMR$1,320per month ▲ 1.5%
Area-wide 2 BR FMR$1,318Clatsop County, OR
Rank in the area7thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188
2 BR Small Area FMR$1,320
110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 97138 sits in the Clatsop County, OR area

$1,320$1,730median $1,440

Of the 9 ZIP codes HUD lists for the area, 97138 has the 7th highest two-bedroom Small Area FMR. Clatsop County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,318 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$969$950
1 bedroom$1,000$900 – $1,100$1,008$990
2 bedrooms$1,320$1,188 – $1,452$1,318$1,300
3 bedrooms$1,800$1,620 – $1,980$1,825$1,780
4 bedrooms$2,200$1,980 – $2,420$2,203$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $97,000 and the 80% low-income limit for four people is $77,600. ZIP code 97138 lies mainly in Clatsop County. See the Clatsop County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
97131Nehalem14.4 mi$1,600
97144Timber15.1 mi$1,840
97064Vernonia16.1 mi$1,730
97145Tolovana Park18.3 mi$1,320
97147Wheeler18.8 mi$1,270
97110Cannon Beach18.8 mi$1,320

Questions

What is the Fair Market Rent for ZIP code 97138?

HUD's FY2027 Small Area Fair Market Rents for 97138 are $960 (studio), $1,000 (1 BR), $1,320 (2 BR), $1,800 (3 BR) and $2,200 (4 BR) a month.

What is the Section 8 payment standard in 97138?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97138 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97138?

The FY2026 income limits of the Clatsop County, OR area apply: median family income $97,000, low-income (80%) limit $77,600 for a family of four.