FY2027 Small Area FMR · Gardiner, OR

ZIP 97441 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97441 (Gardiner, OR) is $1,150 a month, up 8.5% from FY2026. That is 5% below the Douglas County, OR area-wide FMR of $1,212.

2-bedroom SAFMR$1,150per month ▲ 8.5%

Area-wide 2 BR FMR$1,212Douglas County, OR

Rank in the area21stof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 6.8%

1 BR$880▲ 8.6%

2 BR$1,150▲ 8.5%

3 BR$1,600▲ 8.1%

4 BR$1,920▲ 7.9%

FY2027 FY2026

Where 97441 sits in the Douglas County, OR area

Of the 30 ZIP codes HUD lists for the area, 97441 has the 21st highest two-bedroom Small Area FMR. Douglas County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,212 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$844	$740
1 bedroom	$880	$792 – $968	$926	$810
2 bedrooms	$1,150	$1,035 – $1,265	$1,212	$1,060
3 bedrooms	$1,600	$1,440 – $1,760	$1,678	$1,480
4 bedrooms	$1,920	$1,728 – $2,112	$2,026	$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $76,600 and the 80% low-income limit for four people is $66,900. ZIP code 97441 lies mainly in Douglas County. See the Douglas County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97493	Westlake	11.8 mi	$1,520
97473	Scottsburg	13.2 mi	$1,150
97449	Lakeside	14.4 mi	$1,520
97467	Reedsport	17.6 mi	$1,150
97459	North Bend	18.5 mi	$1,190
97453	Mapleton	22.3 mi	$1,520

Questions

What is the Fair Market Rent for ZIP code 97441?

HUD's FY2027 Small Area Fair Market Rents for 97441 are $790 (studio), $880 (1 BR), $1,150 (2 BR), $1,600 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 97441?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97441 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97441?

The FY2026 income limits of the Douglas County, OR area apply: median family income $76,600, low-income (80%) limit $66,900 for a family of four.