FY2027 Small Area FMR · Lorane, OR

ZIP 97451 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97451 (Lorane, OR) is $1,520 a month, down 3.8% from FY2026. That is 2% below the Eugene-Springfield, OR area-wide FMR of $1,546.

2-bedroom SAFMR$1,520per month ▼ 3.8%

Area-wide 2 BR FMR$1,546Eugene-Springfield, OR

Rank in the area29thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368

2 BR Small Area FMR$1,520

110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,110▼ 1.8%

1 BR$1,160▼ 3.3%

2 BR$1,520▼ 3.8%

3 BR$2,120▼ 3.2%

4 BR$2,550▼ 3.8%

FY2027 FY2026

Where 97451 sits in the Eugene-Springfield, OR area

Of the 42 ZIP codes HUD lists for the area, 97451 has the 29th highest two-bedroom Small Area FMR. Eugene-Springfield, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,546 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,110	$999 – $1,221	$1,157	$1,130
1 bedroom	$1,160	$1,044 – $1,276	$1,182	$1,200
2 bedrooms	$1,520	$1,368 – $1,672	$1,546	$1,580
3 bedrooms	$2,120	$1,908 – $2,332	$2,141	$2,190
4 bedrooms	$2,550	$2,295 – $2,805	$2,584	$2,650

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $96,900 and the 80% low-income limit for four people is $78,700. ZIP code 97451 lies mainly in Lane County. See the Eugene-Springfield, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97435	Drain	9.1 mi	$1,170
97405	Eugene	9.4 mi	$1,640
97426	Creswell	13.2 mi	$1,530
97487	Veneta	13.4 mi	$1,720
97424	Cottage Grove	13.4 mi	$1,520
97499	Yoncalla	15.2 mi	$1,530

Questions

What is the Fair Market Rent for ZIP code 97451?

HUD's FY2027 Small Area Fair Market Rents for 97451 are $1,110 (studio), $1,160 (1 BR), $1,520 (2 BR), $2,120 (3 BR) and $2,550 (4 BR) a month.

What is the Section 8 payment standard in 97451?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97451 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97451?

The FY2026 income limits of the Eugene-Springfield, OR area apply: median family income $96,900, low-income (80%) limit $78,700 for a family of four.