FY2027 Small Area FMR · New Pine Creek, OR
ZIP 97635 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97635 (New Pine Creek, OR) is $1,040 a month, down 2.8% from FY2026. That is 4% below the Modoc County, CA area-wide FMR of $1,084.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 97635 sits in the Modoc County, CA area
Of the 13 ZIP codes HUD lists for the area, 97635 has the 13th highest two-bedroom Small Area FMR. Modoc County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,084 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.
ZIP code 97635 crosses more than one HUD area. HUD also lists it under Lake County, OR (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $720 | $648 – $792 | $755 | $740 |
| 1 bedroom | $860 | $774 – $946 | $856 | $860 |
| 2 bedrooms | $1,040 | $936 – $1,144 | $1,084 | $1,070 |
| 3 bedrooms | $1,440 | $1,296 – $1,584 | $1,501 | $1,490 |
| 4 bedrooms | $1,740 | $1,566 – $1,914 | $1,792 | $1,790 |
A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $75,300 and the 80% low-income limit for four people is $77,700. ZIP code 97635 lies mainly in Modoc County and Lake County. See the Modoc County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 97635?
HUD's FY2027 Small Area Fair Market Rents for 97635 are $720 (studio), $860 (1 BR), $1,040 (2 BR), $1,440 (3 BR) and $1,740 (4 BR) a month.
What is the Section 8 payment standard in 97635?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97635 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 97635?
The FY2026 income limits of the Modoc County, CA area apply: median family income $75,300, low-income (80%) limit $77,700 for a family of four.