FY2027 Small Area FMR · Bend, OR

ZIP 97707 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97707 (Bend, OR) is $2,350 a month, up 14.6% from FY2026. That is 24% above the Bend-Redmond, OR area-wide FMR of $1,893.

2-bedroom SAFMR$2,350per month ▲ 14.6%

Area-wide 2 BR FMR$1,893Bend-Redmond, OR

Rank in the area1stof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,115

2 BR Small Area FMR$2,350

110% of SAFMR$2,585

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,780▲ 14.1%

1 BR$1,800▲ 14.6%

2 BR$2,350▲ 14.6%

3 BR$3,250▲ 14.0%

4 BR$3,930▲ 14.2%

FY2027 FY2026

Where 97707 sits in the Bend-Redmond, OR area

Of the 11 ZIP codes HUD lists for the area, 97707 has the 1st highest two-bedroom Small Area FMR. Bend-Redmond, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,893 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,780	$1,602 – $1,958	$1,438	$1,560
1 bedroom	$1,800	$1,620 – $1,980	$1,447	$1,570
2 bedrooms	$2,350	$2,115 – $2,585	$1,893	$2,050
3 bedrooms	$3,250	$2,925 – $3,575	$2,621	$2,850
4 bedrooms	$3,930	$3,537 – $4,323	$3,164	$3,440

A household renting a two-bedroom home at the Small Area FMR of $2,350 needs about $94,000 a year to keep housing costs at 30% of income. The area median family income is $120,200 and the 80% low-income limit for four people is $96,150. ZIP code 97707 lies mainly in Deschutes County. See the Bend-Redmond, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97739	La Pine	9.2 mi	$1,610
97702	Bend	17.6 mi	$2,050
97709	Bend	18.3 mi	$1,890
97703	Bend	18.8 mi	$2,040
97701	Bend	24.4 mi	$1,830
97737	Gilchrist	26.0 mi	$1,440

Questions

What is the Fair Market Rent for ZIP code 97707?

HUD's FY2027 Small Area Fair Market Rents for 97707 are $1,780 (studio), $1,800 (1 BR), $2,350 (2 BR), $3,250 (3 BR) and $3,930 (4 BR) a month.

What is the Section 8 payment standard in 97707?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97707 that range is $2,115 to $2,585 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97707?

The FY2026 income limits of the Bend-Redmond, OR area apply: median family income $120,200, low-income (80%) limit $96,150 for a family of four.