Income Limits by County

FY2027 Small Area FMR · Adams, OR

ZIP 97810 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97810 (Adams, OR) is $1,700 a month, up 33.9% from FY2026. That is 50% above the Umatilla County, OR area-wide FMR of $1,131.

2-bedroom SAFMR$1,700per month ▲ 33.9%
Area-wide 2 BR FMR$1,131Umatilla County, OR
Rank in the area1stof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530
2 BR Small Area FMR$1,700
110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 97810 sits in the Umatilla County, OR area

$1,120$1,700median $1,180

Of the 14 ZIP codes HUD lists for the area, 97810 has the 1st highest two-bedroom Small Area FMR. Umatilla County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,180$1,062 – $1,298$788$870
1 bedroom$1,300$1,170 – $1,430$865$960
2 bedrooms$1,700$1,530 – $1,870$1,131$1,270
3 bedrooms$2,350$2,115 – $2,585$1,566$1,760
4 bedrooms$2,730$2,457 – $3,003$1,873$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $78,400 and the 80% low-income limit for four people is $66,900. ZIP code 97810 lies mainly in Umatilla County. See the Umatilla County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
97813Athena10.0 mi$1,120
97886Weston10.8 mi$1,380
97859Meacham13.1 mi$1,320
97862Milton Freewater15.9 mi$1,120
97801Pendleton17.9 mi$1,120
97835Helix20.8 mi$1,150

Questions

What is the Fair Market Rent for ZIP code 97810?

HUD's FY2027 Small Area Fair Market Rents for 97810 are $1,180 (studio), $1,300 (1 BR), $1,700 (2 BR), $2,350 (3 BR) and $2,730 (4 BR) a month.

What is the Section 8 payment standard in 97810?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97810 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97810?

The FY2026 income limits of the Umatilla County, OR area apply: median family income $78,400, low-income (80%) limit $66,900 for a family of four.