FY2027 Small Area FMR · Spray, OR

ZIP 97874 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97874 (Spray, OR) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Wheeler County, OR area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Wheeler County, OR

Rank in the area2ndof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 5.9%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,410▲ 4.4%

4 BR$1,700▲ 3.7%

FY2027 FY2026

Where 97874 sits in the Wheeler County, OR area

Of the 5 ZIP codes HUD lists for the area, 97874 has the 2nd highest two-bedroom Small Area FMR. Wheeler County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$719	$680
1 bedroom	$780	$702 – $858	$775	$740
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,410	$1,269 – $1,551	$1,404	$1,350
4 bedrooms	$1,700	$1,530 – $1,870	$1,695	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $68,300 and the 80% low-income limit for four people is $66,900. ZIP code 97874 lies mainly in Wheeler County. See the Wheeler County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97848	Kimberly	14.6 mi	$1,070
97750	Mitchell	18.1 mi	$1,010
97830	Fossil	20.2 mi	$1,010
97864	Monument	21.2 mi	$1,070
97825	Dayville	32.7 mi	$1,160
97823	Condon	36.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 97874?

HUD's FY2027 Small Area Fair Market Rents for 97874 are $720 (studio), $780 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 97874?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97874 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97874?

The FY2026 income limits of the Wheeler County, OR area apply: median family income $68,300, low-income (80%) limit $66,900 for a family of four.