FY2027 Small Area FMR · Mill Creek, WA
ZIP 98082 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98082 (Mill Creek, WA) is $2,380 a month, up 2.6% from FY2026. That is 7% below the Seattle-Bellevue, WA area-wide FMR of $2,549.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 98082 sits in the Seattle-Bellevue, WA area
Of the 153 ZIP codes HUD lists for the area, 98082 has the 105th highest two-bedroom Small Area FMR. Seattle-Bellevue, WA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,142 and $2,618 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,950 | $1,755 – $2,145 | $2,091 | $1,920 |
| 1 bedroom | $2,040 | $1,836 – $2,244 | $2,180 | $1,990 |
| 2 bedrooms | $2,380 | $2,142 – $2,618 | $2,549 | $2,320 |
| 3 bedrooms | $3,100 | $2,790 – $3,410 | $3,324 | $3,040 |
| 4 bedrooms | $3,690 | $3,321 – $4,059 | $3,954 | $3,570 |
A household renting a two-bedroom home at the Small Area FMR of $2,380 needs about $95,200 a year to keep housing costs at 30% of income. The area median family income is $164,400 and the 80% low-income limit for four people is $116,650. ZIP code 98082 lies mainly in Snohomish County. See the Seattle-Bellevue, WA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 98082?
HUD's FY2027 Small Area Fair Market Rents for 98082 are $1,950 (studio), $2,040 (1 BR), $2,380 (2 BR), $3,100 (3 BR) and $3,690 (4 BR) a month.
What is the Section 8 payment standard in 98082?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98082 that range is $2,142 to $2,618 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 98082?
The FY2026 income limits of the Seattle-Bellevue, WA area apply: median family income $164,400, low-income (80%) limit $116,650 for a family of four.