FY2027 Small Area FMR · Gig Harbor, WA

ZIP 98329 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98329 (Gig Harbor, WA) is $2,130 a month, up 5.4% from FY2026. That is 8% above the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$2,130per month ▲ 5.4%

Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or

Rank in the area8thof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,917

2 BR Small Area FMR$2,130

110% of SAFMR$2,343

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,540▲ 5.5%

1 BR$1,730▲ 5.5%

2 BR$2,130▲ 5.4%

3 BR$2,930▲ 4.6%

4 BR$3,310▲ 4.4%

FY2027 FY2026

Where 98329 sits in the Bremerton-Silverdale-Port Orchard, WA area

Of the 27 ZIP codes HUD lists for the area, 98329 has the 8th highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,130 for this ZIP code instead.

ZIP code 98329 crosses more than one HUD area. HUD also lists it under Tacoma, WA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,540	$1,386 – $1,694	$1,370	$1,460
1 bedroom	$1,730	$1,557 – $1,903	$1,535	$1,640
2 bedrooms	$2,130	$1,917 – $2,343	$1,967	$2,020
3 bedrooms	$2,930	$2,637 – $3,223	$2,637	$2,800
4 bedrooms	$3,310	$2,979 – $3,641	$2,804	$3,170

A household renting a two-bedroom home at the Small Area FMR of $2,130 needs about $85,200 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98329 lies mainly in Pierce County and Kitsap County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98394	Vaughn	3.8 mi	$1,910
98524	Allyn	5.5 mi	$1,510
98349	Lakebay	5.7 mi	$1,960
98332	Gig Harbor	7.0 mi	$2,770
98335	Gig Harbor	7.2 mi	$2,360
98367	Port Orchard	7.3 mi	$2,020

Questions

What is the Fair Market Rent for ZIP code 98329?

HUD's FY2027 Small Area Fair Market Rents for 98329 are $1,540 (studio), $1,730 (1 BR), $2,130 (2 BR), $2,930 (3 BR) and $3,310 (4 BR) a month.

What is the Section 8 payment standard in 98329?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98329 that range is $1,917 to $2,343 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98329?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.