Income Limits by County

FY2027 Small Area FMR · Roy, WA

ZIP 98580 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98580 (Roy, WA) is $2,140 a month, down 5.3% from FY2026. That is 4% above the Tacoma, WA area-wide FMR of $2,064.

2-bedroom SAFMR$2,140per month ▼ 5.3%
Area-wide 2 BR FMR$2,064Tacoma, WA
Rank in the area27thof 75 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,926
2 BR Small Area FMR$2,140
110% of SAFMR$2,354

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98580 sits in the Tacoma, WA area

$1,780$2,770median $2,060

Of the 75 ZIP codes HUD lists for the area, 98580 has the 27th highest two-bedroom Small Area FMR. Tacoma, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,064 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,550$1,395 – $1,705$1,491$1,640
1 bedroom$1,740$1,566 – $1,914$1,682$1,840
2 bedrooms$2,140$1,926 – $2,354$2,064$2,260
3 bedrooms$2,950$2,655 – $3,245$2,849$3,170
4 bedrooms$3,340$3,006 – $3,674$3,219$3,620

A household renting a two-bedroom home at the Small Area FMR of $2,140 needs about $85,600 a year to keep housing costs at 30% of income. The area median family income is $127,300 and the 80% low-income limit for four people is $101,850. ZIP code 98580 lies mainly in Pierce County. See the Tacoma, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
98558Mckenna4.8 mi$2,080
98387Spanaway7.6 mi$2,180
98433Tacoma8.1 mi$2,260
98430Camp Murray8.4 mi$2,150
98438Mcchord Afb9.2 mi$1,900
98439Lakewood9.2 mi$1,920

Questions

What is the Fair Market Rent for ZIP code 98580?

HUD's FY2027 Small Area Fair Market Rents for 98580 are $1,550 (studio), $1,740 (1 BR), $2,140 (2 BR), $2,950 (3 BR) and $3,340 (4 BR) a month.

What is the Section 8 payment standard in 98580?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98580 that range is $1,926 to $2,354 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98580?

The FY2026 income limits of the Tacoma, WA area apply: median family income $127,300, low-income (80%) limit $101,850 for a family of four.