FY2027 Small Area FMR · Ryderwood, WA

ZIP 98581 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98581 (Ryderwood, WA) is $1,520 a month, down 0.7% from FY2026. That is 9% above the Longview-Kelso, WA area-wide FMR of $1,398.

2-bedroom SAFMR$1,520per month ▼ 0.7%

Area-wide 2 BR FMR$1,398Longview-Kelso, WA

Rank in the area4thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368

2 BR Small Area FMR$1,520

110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,060▲ 1.0%

1 BR$1,200▼ 2.4%

2 BR$1,520▼ 0.7%

3 BR$2,060▼ 1.4%

4 BR$2,440▲ 0.4%

FY2027 FY2026

Where 98581 sits in the Longview-Kelso, WA area

Of the 12 ZIP codes HUD lists for the area, 98581 has the 4th highest two-bedroom Small Area FMR. Longview-Kelso, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,398 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,060	$954 – $1,166	$974	$1,050
1 bedroom	$1,200	$1,080 – $1,320	$1,124	$1,230
2 bedrooms	$1,520	$1,368 – $1,672	$1,398	$1,530
3 bedrooms	$2,060	$1,854 – $2,266	$1,936	$2,090
4 bedrooms	$2,440	$2,196 – $2,684	$2,337	$2,430

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $106,700 and the 80% low-income limit for four people is $83,350. ZIP code 98581 lies mainly in Cowlitz County. See the Longview-Kelso, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98593	Vader	4.1 mi	$1,470
98611	Castle Rock	8.7 mi	$1,510
98538	Curtis	9.4 mi	$1,650
98632	Longview	10.3 mi	$1,450
98596	Winlock	10.8 mi	$1,530
98645	Silverlake	14.8 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 98581?

HUD's FY2027 Small Area Fair Market Rents for 98581 are $1,060 (studio), $1,200 (1 BR), $1,520 (2 BR), $2,060 (3 BR) and $2,440 (4 BR) a month.

What is the Section 8 payment standard in 98581?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98581 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98581?

The FY2026 income limits of the Longview-Kelso, WA area apply: median family income $106,700, low-income (80%) limit $83,350 for a family of four.