FY2027 Small Area FMR · Wauconda, WA

ZIP 98859 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98859 (Wauconda, WA) is $1,060 a month, up 9.3% from FY2026. That is 12% below the Okanogan County, WA area-wide FMR of $1,202.

2-bedroom SAFMR$1,060per month ▲ 9.3%

Area-wide 2 BR FMR$1,202Okanogan County, WA

Rank in the area19thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 10.3%

1 BR$820▲ 7.9%

2 BR$1,060▲ 9.3%

3 BR$1,470▲ 8.9%

4 BR$1,630▲ 5.8%

FY2027 FY2026

Where 98859 sits in the Okanogan County, WA area

Of the 22 ZIP codes HUD lists for the area, 98859 has the 19th highest two-bedroom Small Area FMR. Okanogan County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,202 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$862	$680
1 bedroom	$820	$738 – $902	$946	$760
2 bedrooms	$1,060	$954 – $1,166	$1,202	$970
3 bedrooms	$1,470	$1,323 – $1,617	$1,664	$1,350
4 bedrooms	$1,630	$1,467 – $1,793	$1,706	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $77,600. ZIP code 98859 lies mainly in Okanogan County. See the Okanogan County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98844	Oroville	15.3 mi	$1,010
99118	Curlew	15.9 mi	$1,010
98855	Tonasket	16.0 mi	$1,140
99150	Malo	18.1 mi	$1,040
99166	Republic	20.3 mi	$1,060
99121	Danville	24.0 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 98859?

HUD's FY2027 Small Area Fair Market Rents for 98859 are $750 (studio), $820 (1 BR), $1,060 (2 BR), $1,470 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 98859?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98859 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98859?

The FY2026 income limits of the Okanogan County, WA area apply: median family income $80,800, low-income (80%) limit $77,600 for a family of four.