FY2027 Small Area FMR · Elk, WA
ZIP 99009 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99009 (Elk, WA) is $1,380 a month, down 4.2% from FY2026. That is 8% below the Spokane, WA area-wide FMR of $1,494.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 99009 sits in the Spokane, WA area
Of the 57 ZIP codes HUD lists for the area, 99009 has the 34th highest two-bedroom Small Area FMR. Spokane, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,494 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.
ZIP code 99009 crosses more than one HUD area. HUD also lists it under Pend Oreille County, WA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $1,116 | $1,030 |
| 1 bedroom | $1,080 | $972 – $1,188 | $1,173 | $1,110 |
| 2 bedrooms | $1,380 | $1,242 – $1,518 | $1,494 | $1,440 |
| 3 bedrooms | $1,880 | $1,692 – $2,068 | $2,047 | $1,920 |
| 4 bedrooms | $2,260 | $2,034 – $2,486 | $2,497 | $2,370 |
A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $110,500 and the 80% low-income limit for four people is $88,400. ZIP code 99009 lies mainly in Spokane County and Pend Oreille County. See the Spokane, WA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 99009?
HUD's FY2027 Small Area Fair Market Rents for 99009 are $1,000 (studio), $1,080 (1 BR), $1,380 (2 BR), $1,880 (3 BR) and $2,260 (4 BR) a month.
What is the Section 8 payment standard in 99009?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99009 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 99009?
The FY2026 income limits of the Spokane, WA area apply: median family income $110,500, low-income (80%) limit $88,400 for a family of four.