Income Limits by County

FY2027 Small Area FMR · Newman Lake, WA

ZIP 99025 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99025 (Newman Lake, WA) is $1,520 a month, down 3.2% from FY2026. That is 2% above the Spokane, WA area-wide FMR of $1,494.

2-bedroom SAFMR$1,520per month ▼ 3.2%
Area-wide 2 BR FMR$1,494Spokane, WA
Rank in the area14thof 57 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 99025 sits in the Spokane, WA area

$1,380$2,200median $1,430

Of the 57 ZIP codes HUD lists for the area, 99025 has the 14th highest two-bedroom Small Area FMR. Spokane, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,494 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,170$1,053 – $1,287$1,116$1,130
1 bedroom$1,220$1,098 – $1,342$1,173$1,240
2 bedrooms$1,520$1,368 – $1,672$1,494$1,570
3 bedrooms$2,080$1,872 – $2,288$2,047$2,150
4 bedrooms$2,540$2,286 – $2,794$2,497$2,590

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $110,500 and the 80% low-income limit for four people is $88,400. ZIP code 99025 lies mainly in Spokane County. See the Spokane, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
99027Otis Orchards6.3 mi$1,420
99021Mead6.5 mi$1,600
83854Post Falls7.1 mi$1,480
83858Rathdrum9.0 mi$1,400
99217Spokane9.4 mi$1,580
99216Spokane9.9 mi$1,550

Questions

What is the Fair Market Rent for ZIP code 99025?

HUD's FY2027 Small Area Fair Market Rents for 99025 are $1,170 (studio), $1,220 (1 BR), $1,520 (2 BR), $2,080 (3 BR) and $2,540 (4 BR) a month.

What is the Section 8 payment standard in 99025?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99025 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99025?

The FY2026 income limits of the Spokane, WA area apply: median family income $110,500, low-income (80%) limit $88,400 for a family of four.