Income Limits by County

FY2027 Small Area FMR · Wellpinit, WA

ZIP 99040 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99040 (Wellpinit, WA) is $1,290 a month, up 4.9% from FY2026. That is 15% above the Stevens County, WA area-wide FMR of $1,121.

2-bedroom SAFMR$1,290per month ▲ 4.9%
Area-wide 2 BR FMR$1,121Stevens County, WA
Rank in the area8thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161
2 BR Small Area FMR$1,290
110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 99040 sits in the Stevens County, WA area

$1,020$1,480median $1,180

Of the 22 ZIP codes HUD lists for the area, 99040 has the 8th highest two-bedroom Small Area FMR. Stevens County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,121 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$950$855 – $1,045$855$920
1 bedroom$1,060$954 – $1,166$878$950
2 bedrooms$1,290$1,161 – $1,419$1,121$1,230
3 bedrooms$1,790$1,611 – $1,969$1,552$1,710
4 bedrooms$2,160$1,944 – $2,376$1,874$2,060

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,600. ZIP code 99040 lies mainly in Stevens County. See the Stevens County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
99013Ford8.0 mi$1,380
99173Springdale11.6 mi$1,480
99034Tumtum11.8 mi$1,360
99129Fruitland11.9 mi$1,210
99029Reardan16.2 mi$1,380
99122Davenport17.4 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 99040?

HUD's FY2027 Small Area Fair Market Rents for 99040 are $950 (studio), $1,060 (1 BR), $1,290 (2 BR), $1,790 (3 BR) and $2,160 (4 BR) a month.

What is the Section 8 payment standard in 99040?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99040 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99040?

The FY2026 income limits of the Stevens County, WA area apply: median family income $87,700, low-income (80%) limit $77,600 for a family of four.