Income Limits by County

FY2027 Small Area FMR · Spokane, WA

ZIP 99201 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99201 (Spokane, WA) is $1,380 a month, up 3.0% from FY2026. That is 8% below the Spokane, WA area-wide FMR of $1,494.

2-bedroom SAFMR$1,380per month ▲ 3.0%
Area-wide 2 BR FMR$1,494Spokane, WA
Rank in the area34thof 57 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242
2 BR Small Area FMR$1,380
110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 99201 sits in the Spokane, WA area

$1,380$2,200median $1,430

Of the 57 ZIP codes HUD lists for the area, 99201 has the 34th highest two-bedroom Small Area FMR. Spokane, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,494 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,000$900 – $1,100$1,116$970
1 bedroom$1,080$972 – $1,188$1,173$1,040
2 bedrooms$1,380$1,242 – $1,518$1,494$1,340
3 bedrooms$1,880$1,692 – $2,068$2,047$1,830
4 bedrooms$2,260$2,034 – $2,486$2,497$2,190

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $110,500 and the 80% low-income limit for four people is $88,400. ZIP code 99201 lies mainly in Spokane County. See the Spokane, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
99251Spokane0.7 mi$1,380
99258Spokane0.7 mi$1,380
99204Spokane1.2 mi$1,380
99205Spokane2.4 mi$1,510
99202Spokane2.7 mi$1,380
99203Spokane2.8 mi$1,440

Questions

What is the Fair Market Rent for ZIP code 99201?

HUD's FY2027 Small Area Fair Market Rents for 99201 are $1,000 (studio), $1,080 (1 BR), $1,380 (2 BR), $1,880 (3 BR) and $2,260 (4 BR) a month.

What is the Section 8 payment standard in 99201?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99201 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99201?

The FY2026 income limits of the Spokane, WA area apply: median family income $110,500, low-income (80%) limit $88,400 for a family of four.