FY2027 Small Area FMR · Adak, AK
ZIP 99546 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99546 (Adak, AK) is $2,170 a month, up 8.5% from FY2026. That is 9% below the Aleutians West Census Area, AK area-wide FMR of $2,394.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 99546 sits in the Aleutians West Census Area, AK area
Of the 7 ZIP codes HUD lists for the area, 99546 has the 5th highest two-bedroom Small Area FMR. Aleutians West Census Area, AK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,394 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,170 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,570 | $1,413 – $1,727 | $1,735 | $1,430 |
| 1 bedroom | $1,660 | $1,494 – $1,826 | $1,830 | $1,520 |
| 2 bedrooms | $2,170 | $1,953 – $2,387 | $2,394 | $2,000 |
| 3 bedrooms | $2,590 | $2,331 – $2,849 | $2,852 | $2,420 |
| 4 bedrooms | $2,850 | $2,565 – $3,135 | $3,146 | $2,650 |
A household renting a two-bedroom home at the Small Area FMR of $2,170 needs about $86,800 a year to keep housing costs at 30% of income. The area median family income is $139,000 and the 80% low-income limit for four people is $106,800. ZIP code 99546 lies mainly in Aleutians West Census Area. See the Aleutians West Census Area, AK county page for the full income limits table and the household check.
Questions
What is the Fair Market Rent for ZIP code 99546?
HUD's FY2027 Small Area Fair Market Rents for 99546 are $1,570 (studio), $1,660 (1 BR), $2,170 (2 BR), $2,590 (3 BR) and $2,850 (4 BR) a month.
What is the Section 8 payment standard in 99546?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99546 that range is $1,953 to $2,387 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 99546?
The FY2026 income limits of the Aleutians West Census Area, AK area apply: median family income $139,000, low-income (80%) limit $106,800 for a family of four.